Welcome to app shartbandi (appshartbandi.net).
This Anti-Money Laundering (AML) and Know Your Customer (KYC) policy is designed to protect our players 🎮, partners 🤝, and financial ecosystem 💳 from fraud, identity theft, terrorist financing, and other unlawful activities.
We are fully committed to transparency, trust, and compliance with global regulations 🌍.
🌐 Objective of the AML & KYC Policy
The purpose of this policy is to provide a secure, fair, and responsible gaming environment.
Our goals include:
- ✔️ Preventing money laundering and terrorist financing.
- ✔️ Ensuring that all users are properly identified and verified.
- ✔️ Protecting the integrity and reputation of app shartbandi.
- ✔️ Complying with international standards such as FATF, EU AMLD, and local regulations.
⚖️ Definition of Money Laundering
Money laundering refers to the process of concealing the origins of illegally obtained money by passing it through legitimate financial channels. At app shartbandi, the following activities are strictly prohibited:
- 💸 Conversion or transfer of assets derived from criminal activities.
- 🔒 Concealment of the origin, ownership, or movement of illicit funds.
- 📥 Acquisition, possession, or use of property knowing it is linked to crime.
- 🤝 Participation, assistance, or facilitation of any laundering activity.
🛡️ Customer Verification (KYC)
To ensure compliance, we apply a structured three-step verification process:
Step 1 – Basic Verification
- Full name, gender, and nationality.
- Date of birth (18+ only).
- Residential address and contact details.
Step 2 – Identity Verification
- Government-issued ID (passport, driver’s license, or national ID).
- Selfie with ID and unique verification code 📸.
- Cross-check with official databases for authenticity.
Step 3 – Proof of Funds
- Required for transactions above $5,000.
- Documents may include salary slips, bank statements, inheritance papers, or investment contracts.
- Funds without a legitimate source will not be accepted.
🏦 Proof of Address
Users must provide valid proof of residence, such as:
- Utility bill (issued within the last 3 months).
- Official government correspondence.
- Recent bank statement with address clearly visible.
📊 Risk Management
We classify users into three categories to manage risks effectively:
| Risk Level | Description | Verification Rules |
|---|---|---|
| ✅ Low Risk | Trusted jurisdictions and verified users. | Standard three-step KYC. |
| ⚠️ Medium Risk | Countries with limited regulation. | Enhanced due diligence with lower thresholds. |
| ❌ High Risk | Sanctioned or blacklisted jurisdictions. | Access denied – accounts blocked. |
🔍 Ongoing Transaction Monitoring
Our compliance team uses AI-driven tools 🤖 and manual reviews to monitor:
- Unusual deposit and withdrawal patterns.
- Multiple accounts with linked credentials.
- Rapid movement of funds without gameplay.
- Frequent use of different payment methods.
📁 Record Keeping
All customer data and transaction history are securely stored for a minimum of 10 years.
Data is encrypted 🔐 and will never be shared with third parties unless legally required.
🎓 Training & Awareness
Our employees receive ongoing AML & KYC training sessions, covering:
- ✅ Latest regulatory updates.
- ✅ Fraud detection techniques.
- ✅ Responsible gaming principles.
📢 Reporting Suspicious Activity
If suspicious transactions or fraudulent behaviors are detected, app shartbandi will:
- Investigate the transaction internally.
- Report findings to the Financial Intelligence Unit (FIU).
- Suspend or permanently close the account if necessary.
🔐 Data Protection & Privacy
We comply with GDPR, EU directives, and international privacy laws.
Your data is handled with the highest standards of security and confidentiality.
We will only disclose information when required by law ⚖️.
📞 Contact Us
If you have any questions about this AML & KYC policy of app shartbandi, please contact us:
- 📧 Email: [email protected]
- 🌍 Website: https:https://appshartbandi.net
⚠️ Reminder: Responsible gaming is essential. Always play within your limits and seek professional help if gambling becomes problematic ❤️.